Terms of Service

Acceptance of terms

By accessing or using WalletCalc (walletcalc.online), you agree to these Terms of Service. If you do not agree, please do not use the site.

Description of service

WalletCalc provides a calculator to estimate fees for mobile money transactions across multiple services and countries. The site is free to use and requires no account or registration. Educational guides and articles are provided alongside the calculator.

Accuracy of information

We work to keep fee data accurate and current. Mobile money providers periodically update their fee structures, sometimes without public announcement. The fees shown on WalletCalc are estimates based on published rate schedules and may not exactly match what you are charged for any specific transaction.

Important: Always verify fees with your mobile money provider for transactions where exact amounts matter. WalletCalc is a planning and comparison tool, not an authoritative source for what you will be charged.

Disclaimer of warranties

WalletCalc is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that:

• Fee data is current, complete, or accurate at the time you view it
• The site will be available without interruption
• Calculations will exactly match what your mobile money provider charges
• The site is free from errors or security vulnerabilities

Limitation of liability

To the maximum extent permitted by law, WalletCalc and its operators are not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the site, including but not limited to:

• Differences between calculated fees and actual charges
• Decisions made based on calculator results
• Inability to access the site
• Loss of money or other damages from mobile money transactions

You use WalletCalc at your own risk. The calculator is a planning aid; you remain responsible for verifying fees and managing your own financial decisions.

Acceptable use

You may use WalletCalc for personal, non-commercial purposes. You may not:

• Scrape, crawl, or systematically extract data from the site without permission
• Use automated systems to make excessive requests
• Reproduce, redistribute, or commercialize WalletCalc content without written permission
• Attempt to compromise the security of the site or its users
• Use the site for any illegal purpose

For data licensing or API access requests, contact us at hello@walletcalc.online.

Intellectual property

WalletCalc content (including the calculator interface, educational guides, and brand) is owned by us or licensed to us. Mobile money service names, logos, and trademarks are owned by their respective providers and used here for descriptive purposes only.

Third-party links and affiliate relationships

WalletCalc may include links to third-party websites and services, including affiliate links to international remittance providers. We are not responsible for the content, accuracy, or practices of third-party sites. Your use of any linked third-party service is subject to that service's own terms and policies.

Changes to the service

We may modify, suspend, or discontinue any aspect of WalletCalc at any time without notice. Fee data, calculator features, and educational content may change as we update the site.

Changes to these terms

We may update these Terms of Service occasionally. The "Last updated" date at the top of this page reflects the most recent revision. Continued use of the site after changes constitutes acceptance of the updated terms.

Governing law

These terms are governed by the laws of Botswana. Any disputes arising from your use of WalletCalc shall be resolved in the courts of Botswana, except where mandatory consumer protection laws of your jurisdiction provide otherwise.

Severability

If any provision of these terms is found unenforceable, the remaining provisions remain in full effect.

Contact

Questions about these terms? Email hello@walletcalc.online.